These Terms & Conditions govern your use of the phlag platform. By accessing or using phlag, you agree to be bound by these terms. Please read them carefully before registering or placing any wagers.
These highlights do not replace the full Terms & Conditions below โ please read the complete document.
You must be at least 21 years of age to register and use phlag, in accordance with Philippine gaming regulations. phlag reserves the right to request age verification documents at any time. Accounts found to belong to underage players will be immediately suspended.
Each player is permitted to hold only one phlag account. Duplicate accounts are strictly prohibited and may result in the suspension of all associated accounts and the forfeiture of any balances held therein. If you have lost access to your account, contact phlag support.
All transactions on phlag are conducted in Philippine Peso (PHP). Deposits via GCash, PayMaya, BPI, BDO, and Metrobank are processed instantly. Withdrawal requests are typically processed within 15 minutes, subject to verification requirements and applicable limits.
All bonuses and promotional offers on phlag are subject to specific wagering requirements and terms. Bonus funds must be wagered a specified number of times before withdrawal is permitted. phlag reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice.
Fraudulent activity, collusion, use of automated software or bots, money laundering, and any attempt to exploit technical errors or vulnerabilities are strictly prohibited on phlag. Violations will result in immediate account suspension and forfeiture of funds, with potential referral to relevant authorities.
phlag is committed to responsible gaming. Players may set deposit limits, session time limits, and request self-exclusion at any time through their account settings. phlag supports PAGCOR's responsible gaming framework and encourages players to gamble responsibly and within their means.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and phlag ("phlag," "we," "us," or "our") governing your access to and use of the phlag website located at phlag.net and all associated services, games, and features offered therein (collectively, the "Platform").
By accessing the phlag Platform, creating an account, making a deposit, or participating in any game or promotion offered by phlag, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, together with phlag's Privacy Policy and any game-specific rules published on the Platform.
If you do not agree to these Terms, you must immediately cease using the phlag Platform and close your account if one has been created. Continued use of the Platform following any amendment to these Terms constitutes your acceptance of the revised Terms.
Important: These Terms contain provisions that limit phlag's liability and require you to resolve disputes through specific procedures. Please read them carefully.
To register for and use the phlag Platform, you must satisfy all of the following eligibility requirements at all times:
phlag reserves the right to request documentary proof of age, identity, and residency at any time. Failure to provide satisfactory documentation within the timeframe specified by phlag may result in the suspension or permanent closure of your account and the withholding of any pending withdrawals pending verification.
By registering on phlag, you represent and warrant that you meet all eligibility requirements set out in this section. If phlag determines at any time that you do not meet these requirements, phlag reserves the right to immediately suspend or terminate your account.
To access the full features of the phlag Platform, you must register for an account by providing accurate, complete, and current information as requested during the registration process. You agree to maintain and promptly update your account information to keep it accurate, complete, and current at all times.
Each individual is permitted to hold only one phlag account. The creation of multiple accounts by a single individual is strictly prohibited. phlag employs technical and manual measures to detect duplicate accounts. Where duplicate accounts are identified, phlag reserves the right to close all associated accounts and forfeit any balances held therein.
You are solely responsible for maintaining the confidentiality of your phlag account credentials, including your username and password. You agree to notify phlag immediately upon becoming aware of any unauthorized access to or use of your account. phlag will not be liable for any loss or damage arising from your failure to maintain the security of your account credentials.
phlag will never ask you to disclose your password via email, live chat, or telephone. Any communication purporting to be from phlag that requests your password should be treated as fraudulent and reported to phlag support immediately.
phlag is required to conduct Know Your Customer (KYC) verification in accordance with applicable anti-money laundering regulations. You may be required to submit government-issued identification, proof of address, and proof of payment method ownership before withdrawals are processed. phlag reserves the right to suspend withdrawal processing pending satisfactory completion of KYC verification.
All deposits to your phlag account must be made using payment methods accepted by phlag, which currently include GCash, PayMaya, BPI, BDO, and Metrobank. All transactions are conducted in Philippine Peso (PHP). phlag does not accept deposits in foreign currencies.
Deposits are credited to your phlag account upon confirmation of receipt by phlag's payment processing systems. phlag is not responsible for delays caused by third-party payment providers. The minimum deposit amount is โฑ100 unless otherwise specified for a particular payment method or promotion.
You represent and warrant that all funds deposited to your phlag account are from legitimate sources and are not the proceeds of any criminal activity. phlag reserves the right to report suspicious deposit activity to relevant Philippine authorities.
Withdrawal requests are processed by phlag within 15 minutes of submission, subject to the completion of any applicable KYC verification and the satisfaction of any applicable wagering requirements on bonus funds. Withdrawals will be made to the same payment method used for the corresponding deposit where technically possible.
phlag reserves the right to impose withdrawal limits and to request additional verification documentation before processing withdrawal requests above specified thresholds. phlag will not process withdrawals to third-party accounts or payment methods not registered in your name.
An account that has had no login activity for a period of twelve (12) consecutive months will be classified as dormant. phlag reserves the right to apply a monthly dormancy administration fee to dormant accounts, as specified in phlag's fee schedule published on the Platform. Players will be notified by email prior to the application of any dormancy fees.
phlag may offer bonuses, free bets, cashback, loyalty rewards, and other promotional incentives to players from time to time. All bonuses and promotions are subject to specific terms and conditions, including wagering requirements, time limits, game restrictions, and maximum withdrawal limits, which will be published alongside each offer.
Unless otherwise specified, bonus funds must be wagered a minimum number of times (the "wagering requirement") before they or any winnings derived from them may be withdrawn. The applicable wagering requirement for each bonus will be clearly stated in the promotion's specific terms.
phlag reserves the right to withdraw, modify, or cancel any bonus or promotion at any time. phlag also reserves the right to withhold or reclaim bonus funds and any associated winnings where phlag has reasonable grounds to believe that a player has abused the bonus system, including but not limited to creating multiple accounts to claim bonuses, exploiting technical errors, or engaging in low-risk betting strategies designed to circumvent wagering requirements.
Bonuses are intended for recreational players only. phlag reserves the right to exclude any player from bonus eligibility at its sole discretion.
All games available on the phlag Platform are governed by specific game rules published within each game interface. In the event of any conflict between these Terms and the specific rules of a game, the specific game rules shall prevail with respect to that game.
phlag uses certified random number generation (RNG) technology for its electronic games to ensure fair and unpredictable outcomes. Live dealer games are conducted by trained dealers in real time and are subject to the rules displayed within the live game interface.
In the event of a technical malfunction, disconnection, or error during a game session, phlag's decision regarding the outcome of the affected game round shall be final. phlag will make reasonable efforts to resolve technical issues promptly and fairly. Where a game round cannot be completed due to a technical failure, phlag will refund the wager placed for that round to the player's account.
phlag reserves the right to void any bet or game result where phlag has reasonable grounds to believe that the integrity of the game has been compromised, including but not limited to cases of collusion, cheating, or exploitation of software errors.
The following conduct is strictly prohibited on the phlag Platform. Engaging in any prohibited conduct may result in the immediate suspension or permanent termination of your account, the forfeiture of any account balance, and referral to relevant law enforcement or regulatory authorities:
phlag employs fraud detection systems and conducts regular audits to identify prohibited conduct. Where prohibited conduct is detected, phlag reserves the right to take immediate action without prior notice to the player concerned.
All content on the phlag Platform, including but not limited to text, graphics, logos, icons, images, audio clips, game software, and the overall design and layout of the Platform (collectively, "phlag Content"), is the property of phlag or its content suppliers and is protected by applicable intellectual property laws.
phlag grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial entertainment purposes in accordance with these Terms. This licence does not include the right to:
The phlag name, logo, and all related marks are trademarks of phlag. You may not use these marks without phlag's prior written permission. Any unauthorised use of phlag's intellectual property may result in legal action.
To the fullest extent permitted by applicable law, phlag, its directors, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the phlag Platform, including but not limited to:
phlag's total aggregate liability to you for any claim arising out of or in connection with these Terms or your use of the Platform shall not exceed the total amount deposited by you to your phlag account in the thirty (30) days immediately preceding the event giving rise to the claim.
Nothing in these Terms shall limit or exclude phlag's liability for death or personal injury caused by phlag's negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable Philippine law.
The Platform is provided on an "as is" and "as available" basis. phlag makes no warranties, express or implied, regarding the Platform's fitness for a particular purpose, uninterrupted availability, or freedom from errors or viruses.
phlag collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By using the phlag Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.
phlag implements industry-standard security measures, including SSL encryption, to protect your personal and financial data. However, no method of electronic transmission or storage is completely secure, and phlag cannot guarantee the absolute security of your data.
phlag may share your personal data with third-party service providers engaged to assist in the operation of the Platform, including payment processors, KYC verification providers, and fraud detection services. All such third parties are contractually required to maintain the confidentiality and security of your data.
phlag may also disclose your personal data to regulatory authorities, law enforcement agencies, or other government bodies where required to do so by applicable law or court order. For full details of how phlag handles your personal data, please review the Privacy Policy.
phlag is committed to promoting responsible gaming and minimising the potential for gambling-related harm. phlag supports the responsible gaming framework established by the Philippine Amusement and Gaming Corporation (PAGCOR) and implements the following responsible gaming tools for all players:
phlag strictly enforces the 21+ age requirement and will not knowingly permit underage individuals to access real-money gaming on the Platform. If you are concerned about your gaming behaviour or that of someone you know, phlag encourages you to seek assistance. For more information, please visit the Responsible Gaming page.
phlag reserves the right to suspend, restrict, or permanently terminate your account at any time, with or without prior notice, for any of the following reasons:
Where your account is suspended or terminated due to a breach of these Terms or prohibited conduct, phlag reserves the right to forfeit any balance held in your account. Where your account is closed for reasons unrelated to a breach on your part, phlag will return any verified balance to you via your registered payment method, subject to the completion of any applicable KYC verification.
You may close your phlag account at any time by contacting phlag customer support. Account closure requests will be processed within 5 business days. Any pending withdrawals at the time of account closure will be processed in the normal course.
phlag reserves the right to amend, update, or replace these Terms at any time. Where changes are material, phlag will provide reasonable notice to registered players via email or a prominent notice on the Platform prior to the changes taking effect.
The date of the most recent revision to these Terms is indicated at the top of this page. It is your responsibility to review these Terms periodically to stay informed of any updates. Your continued use of the phlag Platform following the effective date of any amendment constitutes your acceptance of the revised Terms.
If you do not agree to any amended Terms, you must cease using the Platform and close your account before the amended Terms take effect. Requests to close your account in connection with a Terms amendment will be processed without penalty.
These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
In the event of any dispute between you and phlag arising out of or in connection with these Terms or your use of the Platform, the parties agree to first attempt to resolve the dispute through good-faith negotiation. You may initiate this process by contacting phlag customer support with a written description of your complaint.
If a dispute cannot be resolved through negotiation within thirty (30) days of the initial complaint, either party may refer the matter to the appropriate courts of the Republic of the Philippines, which shall have exclusive jurisdiction over such disputes.
Nothing in this section shall prevent phlag from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction where necessary to protect phlag's legitimate interests.
If you have any questions, concerns, or complaints regarding these Terms or the phlag Platform, please contact the phlag support team. phlag's customer support is available 24 hours a day, 7 days a week.
You may reach phlag support through the live chat feature available on the Platform, or by email at: [email protected]
phlag aims to respond to all written enquiries within 24 hours. For urgent matters, phlag recommends using the live chat feature for the fastest response.
phlag's registered correspondence address and full legal entity details are available upon request by contacting phlag support directly.
These Terms were last reviewed and updated on January 1, 2026. phlag recommends bookmarking this page and checking back periodically for updates.
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